It feels like every other day I am paying a bill but I always pay them on time and only have a credit card in case of emergencies. Some people think it’s wasting my savings but I was taught to live within my means and that it’s better to have close to no money in the bank account than to need serious debt help.
I may not afford the luxuries of others but I am also not living out of my limits. Unless you are trying to pay off higher education or unexpected medical bills, a lot of people rack up debt simply from being irresponsible with their money and overspending.
I am not here to judge only to say that you can get a fresh start. With the debt help of companies like No Bankruptcy you can wipe the slate clean and start living stress free like me.